EPIC is now partnered with EEI

Employer’s Excess Indemnity (EEI)
Employer’s Primary Indemnity Coverage (EPIC)

Employer's Comp Associates, Inc. has just celebrated EPIC’S 9th birthday! We are proud of the STABILITY, STRENGTH, and INNOVATION we have experienced in the Non-Subscription market since 1998. Our new product, Employer’s Excess Indemnity, provides additional protection to your clients with limits from $1,000,000 to $5,000,000 above existing EPIC policies.

Stability – EPIC is underwritten by Lexington Insurance Group and has been providing Non-Subscriber coverage for Texas employers since 1998. Various underwriters of Non-Subscription insurance have entered and left the market since then, but the EPIC program, underwritten by Lexington Insurance has remained constant.

Strength - Lexington Insurance is rated A+ XV Superior by AM Best and is a member of American International Companies, the largest commercial insurer in the United States. The strength of American International Companies provides the assurance that Non-Subscriber customers will be afforded the protection they need and the security that complete coverage will be provided.

Innovation – Lexington and EPIC were one of the first combinations to offer accident and liability coverage on the same policy form. Now Lexington and EPIC continue to provide enhancements to meet the needs of Texas Non-subscriber clients.

Growth - Lexington Insurance Company now offers (EEI) Employer’s Excess Indemnity for additional coverage your clients are requesting. Employer’s Comp Associates, Inc. and Lexington Insurance Company are proud to announce our new program, providing continued stability, strength, and innovation for the Texas Non-Subscriber market:

Employer’s Excess Indemnity (EEI) is available for our EPIC policyholders!

$1,000,000 to $5,000,000 Limits Per Person / Per Occurrence

Duty to Defend Outside Policy Limits

$1,000,000 SIR (EPIC Policy)

$15,000 Minimum Premium
One Carrier – No Gap in Coverage

"E P I C”
EMPLOYER'S PRIMARY INDEMNITY COVERAGE

EPIC is now partnered with EEI

Employer’s Excess Indemnity (EEI)
Employer’s Primary Indemnity Coverage (EPIC)

Employer's Comp Associates, Inc. has just celebrated EPIC’S 9th birthday! We are proud of the STABILITY, STRENGTH, and INNOVATION we have experienced in the Non-Subscription market since 1998. Our new product, Employer’s Excess Indemnity, provides additional protection to your clients with limits from $1,000,000 to $5,000,000 above existing EPIC policies.

Stability – EPIC is underwritten by Lexington Insurance Group and has been providing Non-Subscriber coverage for Texas employers since 1998. Various underwriters of Non-Subscription insurance have entered and left the market since then, but the EPIC program, underwritten by Lexington Insurance has remained constant.

Strength - Lexington Insurance is rated A+ XV Superior by AM Best and is a member of American International Companies, the largest commercial insurer in the United States. The strength of American International Companies provides the assurance that Non-Subscriber customers will be afforded the protection they need and the security that complete coverage will be provided.

Innovation – Lexington and EPIC were one of the first combinations to offer accident and liability coverage on the same policy form. Now Lexington and EPIC continue to provide enhancements to meet the needs of Texas Non-subscriber clients.

Growth - Lexington Insurance Company now offers (EEI) Employer’s Excess Indemnity for additional coverage your clients are requesting. Employer’s Comp Associates, Inc. and Lexington Insurance Company are proud to announce our new program, providing continued stability, strength, and innovation for the Texas Non-Subscriber market.

Combined Single Limits available from $100,000 to $2,000,000 per person/ per occurrence aggregate 10 x CSL

Employer’s Indemnity
Duty to Defend – Defense outside policy limits

No Policy Aggregate
Deductibles from $1,000 to $500,000
Weekly Indemnity 75% of wages up to $700/7 Day Elimination period Benefit periods of 1, 2, or 3 years

One life and up (minimum premium applies)-
$1,500 ($100,000 to $300,000 CSL)
$1,875 ($500,000 CSL)
$2,500 ($750,000 CSL)
$3,000 ($1,000,000 CSL)
$3,500 ($2,000,000 CSL)
$25,000 (Deductible of $50,000 and above)

Optional Benefits:
Occupational Disease and Cumulative Trauma
Waiver of Subrogation
Alternate Employer Endorsement
Independent Contractor Endorsement
Aviation Exclusion Endorsement
Certificates of Insurance upon request
Effective date any day of the month
Monthly, Quarterly, Semi-Annual, or Annual Billing
First day coverage for new employees
Full occupational coverage for part time employees
Twelve-month rate guarantee
Experience rating for favorable loss history
Automatic renewal

EEI - Employers Excess Indemnity - $1,000,000 to $5,000,000